You can sell a Shared Ownership home — but it works differently from selling on the open market, and in a Designated Protected Area there can be extra conditions. Here's what to expect.
If you own a share (say 50%), you sell your share at its current market value, and the buyer takes over the Shared Ownership lease — buying your share and paying rent on the landlord's remaining share. If you've staircased to 100%, you usually sell as a normal home (though some leases still give the landlord a right of first refusal — check yours).
A key difference from a normal sale: your lease typically gives the landlord (housing association) a set period to find a buyer first — often called the nomination period — before you can market the home yourself on the open market (gov.uk: Shared ownership homes — buying, improving and selling). This helps keep the home within the scheme for other eligible buyers. The length is set by your lease, so check it early.
They can take longer than an open-market sale, mainly because of the nomination period and the smaller pool of eligible buyers (and, on some homes, mortgage availability for the buyer). They're far from impossible to sell, but it pays to start early, get a realistic valuation, and understand your lease's resale terms up front.
In a Designated Protected Area — mostly small rural settlements — leases carry extra protections so homes stay affordable for local people. Depending on the lease, that can mean:
This is the same framework that can cap staircasing at 80% in these areas — see Shared Ownership staircasing and the 80% cap.
Whether a home is in a Designated Protected Area changes the resale rules, so it's worth knowing up front. Check an address or postcode here for an indicative answer.
This is general guidance, not legal advice — your lease and the official Homes England map decide your specific case, so take advice from a conveyancer and an RICS valuer.
Accurate as of June 2026.
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